Product Owner, Credit Scoring
| Posting date: | 30 May 2025 |
|---|---|
| Hours: | Full time |
| Closing date: | 29 June 2025 |
| Location: | London, WC2R 0QS |
| Company: | NatWest Group |
| Job type: | Permanent |
| Job reference: | R-00257896 |
Summary
Join us as a Product Owner, Credit Scoring
- This is an opportunity for a driven Product Owner with experience of Credit Scoring to take on an exciting new career challenge
- You’ll understand and deliver the vision of a product from the point of view of customer, end user or stakeholder, leading a team towards this vision
- It’s a chance to have a tangible effect on our function, put your existing skills to the test and advance your career
- You'll work from home some of the time, but you'll also spend at least one day a week working in the office
What you'll do
You'll own and drive the vision and roadmap for our Credit Scoring strategy, envisioning future client needs based on thorough market understanding. You'll ensure stories and enablers meet the acceptance and quality criteria and are aligned to the vision, features and objectives.
In addition, you'll:
- Be accountable for the team backlog and help break down features into stories and priorities
- Analyse client insight, market and competitor analysis, along with regulatory and technological developments to enhance the proposition offering across all lending journeys
- Recommend improvements to the client experience, and drive these through to implementation to improve client acquisition, development and retention
- Support and regularly engage with stakeholders including first, second and third line of defence, Finance and Technology partners, to ensure plans are aligned, expected outcomes are agreed and budgets align with client journey performance
- Own Credit Scoring related data management including relationships with suppliers ensuring accuracy, completeness and integrity of data for risk management and compliance purposes
- Provide front line oversight of credit models and expert input into testing and incident management processes
The skills you'll need
You'll need a good understanding of Agile methodologies, with experience of working in an Agile team and the ability to relate everyday work to the strategic vision of the feature team with a strong focus on business outcomes.
You’ll also need:
- Experience of changing team or department mindsets, culture and structure
- Experience of working with delivery teams and knowledge of collaboration techniques
- Strong leadership skills with proven product experience in the financial services industry and a focus on delivering customer value
- An excellent track record of meeting objectives in deadlines and budget
- Practical experience of Credit Risk management and credit scoring strategies and models