Dewislen
Warning Mae'r hysbyseb swydd hon wedi dod i ben ac mae'r ceisiadau wedi cau.

Senior Credit Risk Analyst

Manylion swydd
Dyddiad hysbysebu: 05 Mehefin 2025
Oriau: Llawn Amser
Dyddiad cau: 11 Mehefin 2025
Lleoliad: Barrow-In-Furness, Cumbria
Gweithio o bell: Hybrid - gweithio o bell hyd at 5 ddiwrnod yr wythnos
Cwmni: Furness Building Society
Math o swydd: Parhaol
Cyfeirnod swydd:

Crynodeb

Hybrid- Home and Head Office in Barrow-in-Furness
Full time – 35 Hours
Competitive Salary + Benefits

We are looking to attract an experienced, highly motivated and confident team player to join our Risk & Compliance team. We are driven by our values, putting the community first in everything we do. We expect our colleagues’ values to align with ours, trusting them to be genuine and responsible. In return we offer competitive remuneration packages and an empowering culture supported by continuous professional development and training. We are committed to building a diverse workforce and will consider all applicants.

The role is hybrid, primarily working from home. You will also be required to visit our Head Office in Barrow-in-Furness twice per month, for approximately three days per visit. This includes monthly hub meetings with the whole team, and time dedicated to collaborative working with our Credit Risk Manager.

In this role you will:
• Play a key role in optimising credit strategies for the Society, supporting the Credit Risk Manager to ensure the Society maintains a prudent approach to lending whilst supporting growth and financial stability.
• Be responsible for data-driven analysis, risk assessment and model development, to contribute to effective decision-making.
• Conduct detailed analysis of secured lending portfolio, identifying risks and opportunities to enhance risk management strategies.
• Support Credit Risk Manager and Compliance team with lending policies, regulatory requirements (PRA, FCA), and internal governance frameworks.
• Continuously monitor and assess credit risk performance, identifying trends and recommending adjustments to lending strategies.
• Conduct stress testing to evaluate the resilience of the loan book under different economic conditions.
What you will bring:
• Previous Credit Risk Experience (preferably secured lending i.e. mortgages)
• Analytical skills and experience using data analytics tools (SAS/SQL/Power BI preferred)
• Familiar with regulatory requirements affecting credit risk (PRA, FCA)

What you can expect from us:
• 27 days holidays, plus Bank Holidays, Birthday Holiday, Celebration Day, Moving House Day.
• Competitive pension with up to 10% employer contribution.
• A comprehensive benefit package.

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