Underwriter
| Posting date: | 12 December 2025 |
|---|---|
| Hours: | Full time |
| Closing date: | 19 December 2025 |
| Location: | Wilmslow, Cheshire, SK9 5AR |
| Remote working: | On-site only |
| Company: | Search Consultancy LTD |
| Job type: | Permanent |
| Job reference: | Req/676570_1765540793 |
Summary
Underwriter
Location: Wilmslow
Hours: Monday - Friday, 09:00 - 17:30 (37.5 hours per week)
Start date - ASAP
Salary: Very competitive
About the Role
We are a fast-growing financial services business specialising in bridging finance for residential, semi-commercial, and commercial properties. Our mission is to provide flexible, reliable solutions tailored to each client's needs.
Benefits:
* 24 days holiday plus bank holidays (increases to 25 after 1 year)
* Birthday day off
* Give Back Day for family events
* Health cash plan
* 24-hour colleague assistance helpline
* Team social events and trips
* Close proximity to train station
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Key Responsibilities
* Application Assessment: Reviewing and assessing new bridging loan applications to ensure they meet the company's lending criteria.
* Due Diligence & Risk Analysis: Conducting thorough due diligence, which involves analysing financial documents, credit reports, property valuations, and legal documentation. This includes assessing the borrower's profile, the asset's value, and the viability of the exit strategy.
* Decision Making: Making lending decisions within an individual mandate level or preparing detailed credit papers and presenting cases to the credit committee for approval.
* Stakeholder Liaison: Collaborating and maintaining clear communication with various stakeholders, including brokers, solicitors, valuers, and internal sales/operations teams, to ensure smooth deal progression.
* Documentation & Record Keeping: Preparing and reviewing offer letters, ensuring all pre-completion conditions are met, and maintaining accurate and comprehensive records of all case activity in loan management systems.
* Pipeline Management: Managing a personal pipeline of cases efficiently, prioritising tasks to meet tight deadlines and service level agreements (SLAs).
* Process Improvement: Identifying opportunities to enhance underwriting processes, improve turnaround times, and contribute to the overall efficiency of the lending function.
* Providing guidance and support to junior underwriters and assisting in their development
* Compliance
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What We're Looking For
* Previous underwriting experience with a short-term finance lender would be beneficial
* Number of years underwriting experience
* Strong organisational and communication skills
* Ability to thrive under pressure and meet deadlines
* Confidence in liaising with brokers and clients
* Experience in either Financial Services, Bridging, property
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Please apply today if you have the required experience.
Search is an equal opportunities recruiter and we welcome applications from all suitably skilled or qualified applicants, regardless of their race, sex, disability, religion/beliefs, sexual orientation or age.