Underwriter
| Posting date: | 17 June 2025 |
|---|---|
| Salary: | £27,000 to £30,000 per year, pro rata |
| Hours: | Full time |
| Closing date: | 25 June 2025 |
| Location: | Greater Manchester, North West England |
| Remote working: | Hybrid - work remotely up to 3 days per week |
| Company: | The Growth Company |
| Job type: | Permanent |
| Job reference: | 4318 |
Summary
We are seeking an Underwriter to join our Growth Company Business Finance Team (GCBF). In this role, you will spend your days engaging with entrepreneurs, assisting them in taking their first steps into self-employment. You will review business plans and financial documents, helping new business owners refine their planning tools to secure funding from the Start Up Loans scheme.
You will collaborate with the Underwriting Team Leader to meet loan delivery KPIs (currently up to £3.8m per annum) while ensuring that the necessary credit parameters are maintained within the loan portfolio.
Key Responsibilities:
Build and manage a caseload of loan applicants, ensuring fast advancement to payaway, whilst maintaining high quality and integrity.
Carry out holistic reviews of business planning documents to identify any discrepancies or potential barriers to market entry for the new business.
Meet and communicate with customers to assess loan applications.
Signpost clients to internal/external partners where appropriate, for further support in developing their business plans.
Provide a balanced loan recommendation to support or decline an application.
Record referrals on an internal system and develop reciprocity with partners.
Ensure adherence to Treating Customers Fairly principles and exceed expectations.
Assess and make lending recommendations for loan applications up to £100,000 under the Start-Up Loans contract for new and eligible existing businesses.
About You:
Able to work with a high volume of clients.
Excellent verbal and written communication abilities.
Keen attention to detail with a practical, common-sense approach.
Proficient in writing comprehensive reports.
Capable of collaborating with partners at all organizational levels.
Experienced in managing a high volume of clients.
Requirements:
A background in lending is preferred but not required, as training opportunities are provided.
Experience in judgmental lending within a financial institution is desirable.
Demonstrated success in business assessment to support loan funding is advantageous.
Financial acumen with a lending background is preferred.
Familiarity with IT and CRM systems is beneficial.
We are committed to increasing workforce diversity and offer a guaranteed interview to applicants who meet the essential criteria and either have a disability or are from a diverse ethnic community.
If this applies to you, you can request consideration under this scheme during the application process. Your request will be shared only with the Hiring Manager and Internal Recruitment Team.
We also aim to make our recruitment process inclusive and accessible. If you need reasonable adjustments or have any general enquiries at any stage or the recruitment process, please contact careers@growthco.uk or call us on 0161 237 4447.
Examples include:
Meeting the hiring manager or touring the venue in advance
Extra time for tasks
Interview questions shared beforehand
Accessibility software or equipment for assessments
We’re proud to support the Ban the Box campaign, which helps people with convictions access job opportunities. As part of this, we’ve removed questions about convictions from the initial application stage.
GC is committed to fostering a culture of flexibility and agile working. Many roles will increasingly support full agile arrangements. If you require more permanent flexibility, we encourage you to discuss this during your interview so your request can be considered early in the process.
All GC colleagues will work inline with the Health & Safety at work act and the GC Health & Safety Policy.
You will collaborate with the Underwriting Team Leader to meet loan delivery KPIs (currently up to £3.8m per annum) while ensuring that the necessary credit parameters are maintained within the loan portfolio.
Key Responsibilities:
Build and manage a caseload of loan applicants, ensuring fast advancement to payaway, whilst maintaining high quality and integrity.
Carry out holistic reviews of business planning documents to identify any discrepancies or potential barriers to market entry for the new business.
Meet and communicate with customers to assess loan applications.
Signpost clients to internal/external partners where appropriate, for further support in developing their business plans.
Provide a balanced loan recommendation to support or decline an application.
Record referrals on an internal system and develop reciprocity with partners.
Ensure adherence to Treating Customers Fairly principles and exceed expectations.
Assess and make lending recommendations for loan applications up to £100,000 under the Start-Up Loans contract for new and eligible existing businesses.
About You:
Able to work with a high volume of clients.
Excellent verbal and written communication abilities.
Keen attention to detail with a practical, common-sense approach.
Proficient in writing comprehensive reports.
Capable of collaborating with partners at all organizational levels.
Experienced in managing a high volume of clients.
Requirements:
A background in lending is preferred but not required, as training opportunities are provided.
Experience in judgmental lending within a financial institution is desirable.
Demonstrated success in business assessment to support loan funding is advantageous.
Financial acumen with a lending background is preferred.
Familiarity with IT and CRM systems is beneficial.
We are committed to increasing workforce diversity and offer a guaranteed interview to applicants who meet the essential criteria and either have a disability or are from a diverse ethnic community.
If this applies to you, you can request consideration under this scheme during the application process. Your request will be shared only with the Hiring Manager and Internal Recruitment Team.
We also aim to make our recruitment process inclusive and accessible. If you need reasonable adjustments or have any general enquiries at any stage or the recruitment process, please contact careers@growthco.uk or call us on 0161 237 4447.
Examples include:
Meeting the hiring manager or touring the venue in advance
Extra time for tasks
Interview questions shared beforehand
Accessibility software or equipment for assessments
We’re proud to support the Ban the Box campaign, which helps people with convictions access job opportunities. As part of this, we’ve removed questions about convictions from the initial application stage.
GC is committed to fostering a culture of flexibility and agile working. Many roles will increasingly support full agile arrangements. If you require more permanent flexibility, we encourage you to discuss this during your interview so your request can be considered early in the process.
All GC colleagues will work inline with the Health & Safety at work act and the GC Health & Safety Policy.