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Senior Credit Risk Analyst
| Posting date: | 05 June 2025 |
|---|---|
| Hours: | Full time |
| Closing date: | 11 June 2025 |
| Location: | Barrow-In-Furness, Cumbria |
| Remote working: | Hybrid - work remotely up to 5 days per week |
| Company: | Furness Building Society |
| Job type: | Permanent |
| Job reference: |
Summary
Hybrid- Home and Head Office in Barrow-in-Furness
Full time – 35 Hours
Competitive Salary + Benefits
We are looking to attract an experienced, highly motivated and confident team player to join our Risk & Compliance team. We are driven by our values, putting the community first in everything we do. We expect our colleagues’ values to align with ours, trusting them to be genuine and responsible. In return we offer competitive remuneration packages and an empowering culture supported by continuous professional development and training. We are committed to building a diverse workforce and will consider all applicants.
The role is hybrid, primarily working from home. You will also be required to visit our Head Office in Barrow-in-Furness twice per month, for approximately three days per visit. This includes monthly hub meetings with the whole team, and time dedicated to collaborative working with our Credit Risk Manager.
In this role you will:
• Play a key role in optimising credit strategies for the Society, supporting the Credit Risk Manager to ensure the Society maintains a prudent approach to lending whilst supporting growth and financial stability.
• Be responsible for data-driven analysis, risk assessment and model development, to contribute to effective decision-making.
• Conduct detailed analysis of secured lending portfolio, identifying risks and opportunities to enhance risk management strategies.
• Support Credit Risk Manager and Compliance team with lending policies, regulatory requirements (PRA, FCA), and internal governance frameworks.
• Continuously monitor and assess credit risk performance, identifying trends and recommending adjustments to lending strategies.
• Conduct stress testing to evaluate the resilience of the loan book under different economic conditions.
What you will bring:
• Previous Credit Risk Experience (preferably secured lending i.e. mortgages)
• Analytical skills and experience using data analytics tools (SAS/SQL/Power BI preferred)
• Familiar with regulatory requirements affecting credit risk (PRA, FCA)
What you can expect from us:
• 27 days holidays, plus Bank Holidays, Birthday Holiday, Celebration Day, Moving House Day.
• Competitive pension with up to 10% employer contribution.
• A comprehensive benefit package.
Full time – 35 Hours
Competitive Salary + Benefits
We are looking to attract an experienced, highly motivated and confident team player to join our Risk & Compliance team. We are driven by our values, putting the community first in everything we do. We expect our colleagues’ values to align with ours, trusting them to be genuine and responsible. In return we offer competitive remuneration packages and an empowering culture supported by continuous professional development and training. We are committed to building a diverse workforce and will consider all applicants.
The role is hybrid, primarily working from home. You will also be required to visit our Head Office in Barrow-in-Furness twice per month, for approximately three days per visit. This includes monthly hub meetings with the whole team, and time dedicated to collaborative working with our Credit Risk Manager.
In this role you will:
• Play a key role in optimising credit strategies for the Society, supporting the Credit Risk Manager to ensure the Society maintains a prudent approach to lending whilst supporting growth and financial stability.
• Be responsible for data-driven analysis, risk assessment and model development, to contribute to effective decision-making.
• Conduct detailed analysis of secured lending portfolio, identifying risks and opportunities to enhance risk management strategies.
• Support Credit Risk Manager and Compliance team with lending policies, regulatory requirements (PRA, FCA), and internal governance frameworks.
• Continuously monitor and assess credit risk performance, identifying trends and recommending adjustments to lending strategies.
• Conduct stress testing to evaluate the resilience of the loan book under different economic conditions.
What you will bring:
• Previous Credit Risk Experience (preferably secured lending i.e. mortgages)
• Analytical skills and experience using data analytics tools (SAS/SQL/Power BI preferred)
• Familiar with regulatory requirements affecting credit risk (PRA, FCA)
What you can expect from us:
• 27 days holidays, plus Bank Holidays, Birthday Holiday, Celebration Day, Moving House Day.
• Competitive pension with up to 10% employer contribution.
• A comprehensive benefit package.
Proud member of the Disability Confident employer scheme
Disability Confident
About Disability Confident
A Disability Confident employer will generally offer an interview to any applicant that declares they have a disability and meets the minimum criteria for the job as defined by the employer. It is important to note that in certain recruitment situations such as high-volume, seasonal and high-peak times, the employer may wish to limit the overall numbers of interviews offered to both disabled people and non-disabled people. For more details please go to Disability Confident.