Mortgage Underwriter
| Posting date: | 22 April 2024 |
|---|---|
| Salary: | Not specified |
| Additional salary information: | 30,600 |
| Hours: | Full time |
| Closing date: | 22 May 2024 |
| Location: | Manchester, M1 3BE |
| Company: | Evolution Money Ltd |
| Job type: | Permanent |
| Job reference: | 13 |
Summary
Job Advert
Mortgage Underwriter
Basic Salary - £30,600 plus competitive bonus scheme.
Manchester City Centre, M1
Company Description
Evolution Money is a specialist lender with a social purpose. We’re creating financial inclusion by providing bespoke lending
solutions to UK homeowners. Shortlisted for MEN Business of the Year award 2019 and ranked in The Sunday Times Fast Track 100
twice. We’re an award winning, dynamic organisation.
Core Responsibilities
As a Mortgage Underwriter you’ll be responsible for manually underwriting loan applications, from completion of application to
authorisation. Responsibilities include:
* Completing and reviewing loan applications, examining supporting documentation and verifying accuracy.
* Analysing applicant’s credit history and financial information to assess eligibility.
* Analysing loan risk, requesting additional information as necessary.
* Identify signs of suspicious or fraudulent activity.
* Assessing every customer on their individual circumstances and the evidence presented, to ensure good Consumer Outcomes.
* Make loan eligibility judgements, approving or rejecting applications.
* Documenting and effectively communicating the reasons for the approval or rejection of loans.
* Answering customer enquiries regarding loan applications.
* Ensure compliance with regulatory standards, company policies, procedures and guidelines.
* Achievement of minimum KPI Requirements and Targets
Skills required.
* Previous experience and demonstrated ability of working within fast paced KPI / target driven environment.
* The ability to effectively question and challenge evidence presented
* Highly organized with the ability to handle a large volume of customer cases at any one given time.
* Strong communication skills, both verbal and written
* Detail-oriented with strong data accuracy
* Problem solving skills.
* Good Numeracy and Microsoft office skills
What you get in return
* Excellent career progression opportunities, including pathway to our Mortgage Advice team.
* Funding and support available to gain CeMAP Mortgage Advice qualification.
* Excellent social events
* Up to 25 days’ annual leave + bank holidays
* Your birthday off, every year!
* A healthcare cash plan
* A contributory pensions scheme, matched up to 5%
Mortgage Underwriter
Basic Salary - £30,600 plus competitive bonus scheme.
Manchester City Centre, M1
Company Description
Evolution Money is a specialist lender with a social purpose. We’re creating financial inclusion by providing bespoke lending
solutions to UK homeowners. Shortlisted for MEN Business of the Year award 2019 and ranked in The Sunday Times Fast Track 100
twice. We’re an award winning, dynamic organisation.
Core Responsibilities
As a Mortgage Underwriter you’ll be responsible for manually underwriting loan applications, from completion of application to
authorisation. Responsibilities include:
* Completing and reviewing loan applications, examining supporting documentation and verifying accuracy.
* Analysing applicant’s credit history and financial information to assess eligibility.
* Analysing loan risk, requesting additional information as necessary.
* Identify signs of suspicious or fraudulent activity.
* Assessing every customer on their individual circumstances and the evidence presented, to ensure good Consumer Outcomes.
* Make loan eligibility judgements, approving or rejecting applications.
* Documenting and effectively communicating the reasons for the approval or rejection of loans.
* Answering customer enquiries regarding loan applications.
* Ensure compliance with regulatory standards, company policies, procedures and guidelines.
* Achievement of minimum KPI Requirements and Targets
Skills required.
* Previous experience and demonstrated ability of working within fast paced KPI / target driven environment.
* The ability to effectively question and challenge evidence presented
* Highly organized with the ability to handle a large volume of customer cases at any one given time.
* Strong communication skills, both verbal and written
* Detail-oriented with strong data accuracy
* Problem solving skills.
* Good Numeracy and Microsoft office skills
What you get in return
* Excellent career progression opportunities, including pathway to our Mortgage Advice team.
* Funding and support available to gain CeMAP Mortgage Advice qualification.
* Excellent social events
* Up to 25 days’ annual leave + bank holidays
* Your birthday off, every year!
* A healthcare cash plan
* A contributory pensions scheme, matched up to 5%
Proud member of the Disability Confident employer scheme
Disability Confident
About Disability Confident
A Disability Confident employer will generally offer an interview to any applicant that declares they have a disability and meets the minimum criteria for the job as defined by the employer. It is important to note that in certain recruitment situations such as high-volume, seasonal and high-peak times, the employer may wish to limit the overall numbers of interviews offered to both disabled people and non-disabled people. For more details please go to Disability Confident.