Underwriting
| Posting date: | 25 March 2026 |
|---|---|
| Hours: | Full time |
| Closing date: | 24 April 2026 |
| Location: | GU216DJ |
| Remote working: | On-site only |
| Company: | Step One Finance |
| Job type: | Permanent |
| Job reference: |
Summary
We are seeking a talented and motivated full-time Underwriter to join our team at an exciting time of business growth and transformation. Located just a two-minute walk away from the Woking town centre, Step One Finance provides challenging and rewarding careers. We achieve this by offering continuous learning and development, collaborative teamwork environment and exposure to a wide variety of work. Imagine and shape your future at Step One Finance Limited where you can grow professionally, in a diverse and inclusive workplace that rewards your contribution.
Step One Finance is proud to be an equal opportunity employer, and we take affirmative action to create a more inclusive and equitable world of work.
Key Responsibilities
Ensure that all lending files are reviewed throughout the underwriting process in accordance with the company’s policies and procedures and TCF principles
Ensure the accuracy of customer and loan related data that is captured within the underwriting forms, documents and internal systems.
Establish and maintain effective working relationships with key 3rd party business partners. These include all intermediary partners, solicitors and valuation panel managers
Ensure that all mandatory training is undertaken.
Achieve satisfactory performance levels in all KPI’s to maintain/achieve underwriting mandate
Provide support to the Head of Lending and more senior team members as required including policy and procedure enhancements and recommendations for cases outside of policy for further review
Approving cases with individual mandate levels
Maintain an up to date market awareness of both lenders and intermediaries working in the second charge space as well as the regulatory rules and guidance for the market.
Undertake relevant regulatory training to completed all three levels of CEMAP programme
Provide suitable Mortgage advice, where possible, on applications received directly from customers.
Role Requirements
Previous experience in an administrative, underwriting, or finance-related role is preferred
Strong attention to detail and accuracy in processing financial documents and data
Excellent organizational skills with the ability to manage multiple priorities and deadlines
Effective communication skills, both written and verbal, for interacting with customers, colleagues, and third-party partners
Proficiency in Microsoft Office (Word, Excel, Outlook) and familiarity with internal loan or underwriting systems
Ability to work both independently and collaboratively within a team environment
Strong problem-solving skills and a solutions-focused mindset
Professional, courteous, and friendly demeanor when dealing with internal and external stakeholders
Commitment to compliance, confidentiality, and adhering to company policies and procedures
Willingness to learn, adapt, and undertake mandatory training as required
Flexibility to support ad hoc projects and additional tasks as needed
Personal Attributes
A strong team player with a friendly, professional approach
Proactive and self-motivated with a “can-do” attitude
Pragmatic, flexible, and solutions-focused
Committed and conscientious, with a drive to deliver results
Honest, reliable, and operates with integrity
Why Join Us?
Competitive salary
The chance to be a key part of a growing company
A dynamic and supportive team culture where your contributions are truly valued
Comprehensive range of the employee benefits- subject to scheme rules
Step One Finance is proud to be an equal opportunity employer, and we take affirmative action to create a more inclusive and equitable world of work.
Key Responsibilities
Ensure that all lending files are reviewed throughout the underwriting process in accordance with the company’s policies and procedures and TCF principles
Ensure the accuracy of customer and loan related data that is captured within the underwriting forms, documents and internal systems.
Establish and maintain effective working relationships with key 3rd party business partners. These include all intermediary partners, solicitors and valuation panel managers
Ensure that all mandatory training is undertaken.
Achieve satisfactory performance levels in all KPI’s to maintain/achieve underwriting mandate
Provide support to the Head of Lending and more senior team members as required including policy and procedure enhancements and recommendations for cases outside of policy for further review
Approving cases with individual mandate levels
Maintain an up to date market awareness of both lenders and intermediaries working in the second charge space as well as the regulatory rules and guidance for the market.
Undertake relevant regulatory training to completed all three levels of CEMAP programme
Provide suitable Mortgage advice, where possible, on applications received directly from customers.
Role Requirements
Previous experience in an administrative, underwriting, or finance-related role is preferred
Strong attention to detail and accuracy in processing financial documents and data
Excellent organizational skills with the ability to manage multiple priorities and deadlines
Effective communication skills, both written and verbal, for interacting with customers, colleagues, and third-party partners
Proficiency in Microsoft Office (Word, Excel, Outlook) and familiarity with internal loan or underwriting systems
Ability to work both independently and collaboratively within a team environment
Strong problem-solving skills and a solutions-focused mindset
Professional, courteous, and friendly demeanor when dealing with internal and external stakeholders
Commitment to compliance, confidentiality, and adhering to company policies and procedures
Willingness to learn, adapt, and undertake mandatory training as required
Flexibility to support ad hoc projects and additional tasks as needed
Personal Attributes
A strong team player with a friendly, professional approach
Proactive and self-motivated with a “can-do” attitude
Pragmatic, flexible, and solutions-focused
Committed and conscientious, with a drive to deliver results
Honest, reliable, and operates with integrity
Why Join Us?
Competitive salary
The chance to be a key part of a growing company
A dynamic and supportive team culture where your contributions are truly valued
Comprehensive range of the employee benefits- subject to scheme rules