Associate Director Asset Optimisation
| Posting date: | 24 December 2025 |
|---|---|
| Salary: | £93,087 to £103,430 per year |
| Hours: | Full time |
| Closing date: | 14 January 2026 |
| Location: | London, London, EC2N 1HZ |
| Remote working: | Hybrid - work remotely up to 3 days per week |
| Company: | Lloyds Banking Group |
| Job type: | Permanent |
| Job reference: | 149682_1766579679 |
Summary
JOB TITLE: Associate Director Asset Optimisation
SALARY: £93,087 - £103,430
LOCATION(S): London
HOURS: Full time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.
About this opportunity
Asset Optimisation is a dynamic and fast-paced team within Group Corporate Treasury. The team supports the Group's strategic objective of delivering greater capital efficiency across the business through asset balance sheet optimisation activities.
In this role, you will collaborate closely with teams across the Group's business units to gain a deep understanding of the products they offer and the balance sheet constraints they face. Leveraging your technical expertise, you will help identify and implement opportunities to address these constraints-enabling the businesses to continue to grow, thrive, and meet their strategic objectives. You will assist in connecting with stakeholders to assess how regulatory capital, stress testing, and accounting treatments impact overall Group performance.
We are looking for an individual who can optimise the balance sheet to support capital, leverage, and risk management objectives. It is essential that this person is familiar with financial risk metrics and understands the key drivers behind these measures.
Given that the role involves working with complex data and transactions, strong analytical skills are critical. Securitisation structuring experience would be highly advantageous, while familiarity with technical accounting, regulatory interpretation would be beneficial.
Furthermore, we are keen to identify a candidate who is a strong team player and can be adaptable in changing times.
Why Lloyds Banking Group
If you think all banks are the same, you'd be wrong. We're an innovative, fast-changing business that's shaping finance as a force for good. A bank that's empowering its people to innovate, explore possibilities and grow with purpose.
What you'll need
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Experience in structuring securitisation transactions.
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A strong understanding of the bank, its balance sheet and the key financial metrics impacting it
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A solution-driven mindset
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A consistent track record of building collaborative relationships
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Proven ability to deliver strategic and commercial outcomes through effective project management
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Highly motivated and delivery-focused
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Strong analytical skills
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Excellent written and verbal presentation skills
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A passion for improving processes, being able to prioritise and work at pace
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Confident communicator, capable of simplifying complexity for broad and senior audiences
About working for us
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we're committed to creating an environment in which everyone can thrive, learn and develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We're passionate about giving you the opportunities to learn and continue to develop your career to achieve your potential whilst enjoying this dynamic and exciting role.
We also offer a wide-ranging benefits package, which includes:
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A generous pension contribution of up to 15%
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An annual performance-related bonus
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Share schemes including free shares
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Benefits you can adapt to your lifestyle, such as discounted shopping
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30 days' holiday, with bank holidays on top
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A range of wellbeing initiatives and generous parental leave policies
If you're excited by the thought of becoming part of our team, get in touch! We'd love to hear from you!
Proud member of the Disability Confident employer scheme