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Business Analyst - Lending
| Posting date: | 05 November 2025 |
|---|---|
| Hours: | Full time |
| Closing date: | 05 December 2025 |
| Location: | Edinburgh, EH12 1HQ |
| Company: | NatWest Group |
| Job type: | Permanent |
| Job reference: | R-00267778-OTHLOC-GBR-5FEDI034 |
Summary
Join us as a Lending Business Analyst
We’re looking for a Business Analyst to join our agile platform product team with a focus on developing our Lending propositions, creating products and services that our clients and customers love.
- Work closely with your Product Manager, Product Owners and other mission teams in a cross-collaborative manner to analyse requirements for all aspects of the lending journey, from originations through to servicing and collections.
- Drive requirements gathering and project engagement with internal and external stakeholders that feed into our Lending process
- Work with our tech colleagues to understand any technical constraints or impacts, as well as determining estimates for various features
- Assist Product Owners with breaking Epics into detailed user stories and feature specifications in JIRA for the teams to pick up and build (story, acceptance criteria and scenarios)
- Comprehensive collateral and documentation for both internal and external consumption
- Focus on testing, quality assurance and governance before product is shipped
The skills you'll need
- Proven experience as a business analyst, technical analyst, product owner, or similar role in a software development environment
- Passion for customers and a problem solving mentality, with proven ability to manage multiple dependencies across several external and internal teams
- Technical background with an understanding of the banking regulatory environment
- Very organised with a high attention to detail
- Strong stakeholder management, amazing communication, conflict management and interpersonal skills
- Experience with a definition of minimum marketable features and minimum viable products
Additionally it will be very beneficial to have :
- Experience in traditional Lending products such as Personal Loans, Overdraft, Credit Cards or Mortgages
- Experience in Point of Sale Lending products such as Buy Now Pay Later, Revolving Credit or similar
- Overall understanding of technologies across core banking, credit decisioning, collections & recoveries, regulatory reporting and API development