Senior Manager, Motor Finance Redress, CCOR
Posting date: | 23 September 2025 |
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Salary: | £83,411 to £98,130 per year |
Hours: | Full time |
Closing date: | 07 October 2025 |
Location: | Newport, Newport, NP10 8SB |
Company: | Lloyds Banking Group |
Job type: | Contract |
Job reference: | 143777_1758641951 |
Summary
LOCATIONS: Bristol and Newport
HOURS: Full-time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.
About this Opportunity
The FCA is expected to consult on a motor finance redress scheme in October 2025 with the aim of providing clarity to consumers by 2026. As we stand up our response to this industry wide programme, we're looking for a Senior Manager to support the oversight of this work.
You'll have a background in retail banking or consumer credit, with experience in complaint handling and redress schemes. You'll be someone who is both innovative and transformational - someone who thrives on proactively collaborating with business leaders to identify new opportunities that better serve our customers.
You'll analyse, investigate and oversight the Conduct & Compliance Risk & Control environment that supports the implementation of the second line of defence, ensuring good outcomes for customers.
This is opportunity is a secondment/fixed term contract through until Dec 2026.
The Risk team at Lloyds operates from 6 hub sites, Newport (moving to Cardiff in 2026), Bristol, London, Birmingham, Leeds and Edinburgh. The primary locations for this role are Newport and Bristol, but we are open to applications for any of our hub sites.
The work you'll be doing:
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Manage relationships with the Transport business and act as their Conduct & Compliance advisory business partner.
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Support the continuous monitoring and reporting of the Group's exposure relative to risk appetite, highlighting any significant deviations.
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Manage the development and implementation of a risk and control oversight plan to assess compliance to relevant laws and regulations.
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Support control owners and specialists to implement control measures designed to achieve the control objectives.
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Support risk and control owners to address control deficiencies, identify and implement remedial actions following operational risk events and breaches.
Why Lloyds Banking Group?
Like the modern Britain we serve, we're evolving. Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. We're growing with purpose. Join us on our journey and you will too…
What you'll need
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Proven track record as a technical expert in relation to DISP, CONRED, COMP and Consumer Duty, able to provide credible advice and opinions on core compliance and regulatory obligations to support the business.
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Have a good understanding of the Financial Services Ombudsman and ability to advise upon strategic issues emerging that impact Group strategy.
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Demonstrate the ability to provide independent challenge to risk decisions. Being able to interpret new regulation and threats with forethinking to anticipate the impact of changes on the Group.
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Demonstrate the ability to support leadership and risk owners to make risk-based decisions consistent with risk appetite.
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Ability to drive clarity and action through written and verbal communication.
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Awareness and ability to provide compliance risk oversight to new technologies e.g. data analytics, machine learning and AI, to provide assurance on good customer outcomes.
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Specific experience in motor finance with understanding of the key factors that drive value for customers would also be very useful.
About working for us
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we're committed to creating an environment in which everyone can thrive, learn and develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:
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A generous pension contribution of up to 15%
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An annual performance-related bonus
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Share schemes including free shares
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Benefits you can adapt to your lifestyle, such as discounted shopping
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30 days' holiday, with bank holidays on top
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A range of wellbeing initiatives and generous parental leave policies
If you're excited by the thought of becoming part of our team, get in touch. We'd love to hear from you.
Proud member of the Disability Confident employer scheme