MLRO
| Posting date: | 23 April 2025 |
|---|---|
| Hours: | Full time |
| Closing date: | 23 May 2025 |
| Location: | EC2M INH |
| Remote working: | Hybrid - work remotely up to 4 days per week |
| Company: | A to Z 4U Ltd |
| Job type: | Permanent |
| Job reference: |
Summary
Job Title: MLRO (Money Laundering Reporting Officer)
Location: Hybrid
Employment Type: Full-time
Experience Required: Minimum 1 year in an MLRO or AML compliance role
Industry: Fintech / Financial Services
About Us
We are a fast-growing fintech company revolutionising the way people manage, move, and grow their money. Our mission is to deliver secure, seamless financial services that put our customers first. As we scale, we're looking for a driven and detail-oriented MLRO to strengthen our compliance function and ensure we meet all regulatory requirements in the UK.
Role Overview
As the MLRO, you will take the lead on our Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) obligations. You will work closely with senior leadership and the compliance team to oversee our AML frameworks, report suspicious activity, and maintain a strong culture of compliance within the business.
This role is ideal for someone with 1+ year of experience in an MLRO or AML function, ideally within the fintech or financial services sector, who is ready to take the next step in their compliance career.
Key Responsibilities
• Act as the appointed MLRO under UK regulations (POCA, MLR 2017, and relevant FCA guidelines).
• Oversee all AML/CTF-related policies, procedures, and controls, ensuring compliance with UK regulatory requirements.
• Monitor and investigate suspicious transactions, filing SARs with the NCA as needed.
• Maintain a robust transaction monitoring system and perform ongoing reviews.
• Work closely with product, risk, and operations teams to ensure AML considerations are embedded across processes.
• Deliver internal AML/CTF training and raise awareness across departments.
• Keep up to date with regulatory developments and advise senior management accordingly.
• Liaise with regulators and law enforcement bodies when required.
• Should act as contact point with FCA & HMRC.
Requirements
• Minimum 1 year of experience in an MLRO, Deputy MLRO, or AML compliance role.
• Strong knowledge of UK AML/CTF laws, including MLR 2017 and POCA.
• Experience in fintech or fast-paced financial services environments preferred.
• Familiarity with KYC, transaction monitoring tools, and SAR reporting processes.
• Excellent attention to detail and analytical skills.
• Strong communication skills and the ability to work cross-functionally.
What We Offer
• Competitive salary and benefits
• Hybrid working options or fully remote
• Opportunity to shape the compliance framework in a growing fintech
• A collaborative and innovative team environment
• Professional development and certification support