Fraud and Financial Crime Oversight Manager
| Posting date: | 02 December 2025 |
|---|---|
| Salary: | £63,685 to £72,650 per year |
| Hours: | Full time |
| Closing date: | 16 December 2025 |
| Location: | Edinburgh, Edinburgh, EH3 9BS |
| Remote working: | Hybrid - work remotely up to 3 days per week |
| Company: | Lloyds Banking Group |
| Job type: | Permanent |
| Job reference: | 147210_1764678591 |
Summary
JOB TITLE: Fraud and Financial Crime Oversight Manager
SALARY: £63,685.00 - £72,650.00
LOCATION(S): Edinburgh, Bristol, Birmingham and Leeds
HOURS: Full-time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites
Are you a fraud expert with a passion for innovation?
We're looking for a proactive professional with deep expertise in fraud and financial crime, and a strong track record of deploying innovative technology solutions to tackle economic crime.
About this opportunity
In this role, you'll play a pivotal part in shaping and supervising key initiatives that strengthen our economic crime risk management, and supporting the businesses ambitious growth plans. If you thrive on solving complex challenges and driving impactful change, we'd love to hear from you.
Within Insurance, Pensions & Investment (IP&I), we're on exciting journey to deepen our relationships with our customers and grow the business further, in a sustainable way. We're developing new propositions and delivering a seamless service to our customers across all our channels.
IP&I Risk provide independent oversight across the business, on all risk types, ensuring senior management and the IP&I Board can make informed decisions when considering the IP&I Risk profile. We encourage all our colleagues to challenge the status quo and to produce new and innovative ideas. We're focused on creating a values-led culture and are committed to building a truly inclusive environment where you can make a real difference.
IP&I Risk Economic Crime Prevention (ECP) is a growing second line of defence team of eight people, responsible for providing specialist ECP (fraud, anti-money laundering, sanctions, and anti-bribery) oversight. We provide proactive support, data led and insightful advice and challenge.
Your responsibilities will include:
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Supporting the business to understand their legal/regulatory and policy requirements, strengthen the control environment, understand ways to better prevent and detect frauds whilst digitising customer journeys and launching new propositions.
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Be actively involved in fostering a risk culture outlook through proactive management of risk & control, reviewing risk profiles, Risk and Control Self Assessments (RCSA), and relevant data.
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Supporting key business relations with senior management and delivering on critical initiatives.
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Enhancing our operations by taking on various tasks as needed and stepping in for the Senior Manager when necessary.
Why Lloyds Banking Group
Like the modern Britain we serve, we're evolving. Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. We're growing with purpose. Join us on our journey and you will too!
What you'll need:
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Proven expertise in Fraud: deep understanding of fraud typologies, controls, and emerging threats.
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Experience in financial crime risk management - including Anti-Money Laundering, Sanctions, and Anti-Bribery & Corruption.
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Track record in shaping and deploying technology solutions to combat economic crime.
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Strong analytical capability: able to gather, interpret, and use data to drive effective oversight and decision-making.
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Understanding of risk management frameworks (including RCSA and related processes).
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Excellent stakeholder engagement skills - able to influence, provide constructive challenge, and communicate effectively (written and verbal) at senior levels.
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Proactive and change-oriented outlook: finds opportunities and champions continuous improvement in systems and processes.
And any experience of these would be really useful:
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Familiarity with emerging technologies in fraud prevention (e.g., AI, machine learning, biometrics).
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Experience in large-scale transformation or technology implementation projects.
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Knowledge of global regulatory trends and standard processes in economic crime prevention.
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Professional certifications (e.g., ACAMS, ICA).
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Background in data science or advanced analytics for fraud detection.
About working for us
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it's why we especially welcome applications from under-represented groups. We're disability confident. So if you'd like reasonable adjustments to be made to our recruitment processes, just let us know
We also offer a wide-ranging benefits package, which includes:
* A generous pension contribution of up to 15%
* An annual performance-related bonus
* Share schemes including free shares
* Benefits you can adapt to your lifestyle, such as discounted shopping
* 30 days' holiday, with bank holidays on top
* A range of wellbeing initiatives and generous parental leave policies
Want to do amazing work, that's interesting and makes a difference to millions of people? Join our journey
Proud member of the Disability Confident employer scheme